Oregon Solar: Energy Trust Money Up Front, Full kWh Credits After

A typical Oregon home system is 8.00 kW and costs about $22,160 in cash at $2.77 per watt. With PGE, Energy Trust of Oregon takes $3,500 off when an approved contractor installs it, and our worked case pays back in about 15.9 years. Without that incentive the same system takes 18.9 years.

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PGE, Pacific Power, EWEB or a co-op: what each gives Oregon solar

The name at the top of your electric bill decides two things in Oregon: whether Energy Trust money comes off your price, and what each kWh you send to the grid earns.

Portland General Electric (PGE)

$3,500 off a home system

Energy Trust incentive for systems of 2 kW or more, raised from $2,500 on August 4, 2026. Each extra kWh earns one kWh of credit. PGE serves most of the Portland area, Salem and the northern Willamette Valley.

Next: ask for the $3,500 as its own line on the bid.

Pacific Power

$2,500 off a home system

Energy Trust incentive for systems of 2 kW or more. The same one-for-one kWh credits as PGE. Pacific Power serves parts of Portland and cities such as Medford, Bend and Corvallis.

Next: ask for the $2,500 as its own line on the bid.

Eugene Water & Electric Board (EWEB)

Up to $2,500 from EWEB

No Energy Trust money. EWEB pays $0.40 per watt of AC output while its 2026 budget lasts, and credits power beyond each month’s use at 3.99¢ per kWh.

Next: get EWEB’s approval before the install.

Upfront money and the credit for extra power, by Oregon utility
UtilityUpfront moneyCredit for extra powerLeftover credit
PGE$3,5001 kWh per kWhGiven away after the March bill
Pacific Power$2,5001 kWh per kWhGiven away after the March bill
EWEBUp to $2,5003.99¢Dollar credit carries to the next bill
Central Electric CooperativeNo Energy Trust money4.68¢Ask the co-op
Idaho Power (Oregon homes)No Energy Trust money2.9019¢, October to MayAsk Idaho Power

Swipe the table sideways to see every column.

Co-ops, people’s utility districts and city utilities

State law (ORS 757.300) makes these utilities offer net metering, but each sets its own terms, and the credit is often far below the price you pay for power. The EWEB, Central Electric Cooperative and Idaho Power credits apply to power beyond your use in the billing period, not to solar power your home uses.

Some pay a small upfront amount instead of Energy Trust: Salem Electric pays $300 per kW, up to $1,500, while funds last, and Umatilla Electric Cooperative up to $1,500, both with approval before the install. Central Lincoln PUD pays $500 per kW, up to $2,000, first come, first served. EWEB’s 2026 budget is $125,000, and EWEB said 81% of it was allocated as of September 11, 2026.

Energy Trust of Oregon pays the contractor, so pick a trade ally

Energy Trust is a nonprofit that runs incentives for PGE and Pacific Power customers. It does not send you a check. It pays an approved solar contractor, called a trade ally, who takes the amount off your invoice.

With a trade ally incentive on the invoice

  1. You pick a contractor from Energy Trust’s trade ally directory.
  2. It sizes the system (2 kW or more) and shows the incentive on the bid.
  3. Energy Trust pays it, and your price drops by $3,500 with PGE or $2,500 with Pacific Power.

Without one $0 from Energy Trust

  1. The contractor is not in Energy Trust’s network.
  2. No Energy Trust incentive is paid on your system.
  3. You pay the full price: $22,160 for the typical system, an 18.9-year payback in our PGE case.
$3,500PGE solar incentive

Flat per home since August 4, 2026. Pacific Power: $2,500.

$400/kWhPGE battery incentive

Up to $5,000. Pacific Power: $240 per kWh up to $3,000 since October 1, 2026. The battery must be connected to solar.

$7,500Solar Within Reach, PGE

$1.25 per watt for homes under an income limit, in place of the flat amount. Pacific Power: $0.75 per watt up to $4,750.

2 kWSmallest system that qualifies

A battery needs at least 3 kWh. Amounts change in steps through the year and depend on funding.

On the typical 8 kW system, Solar Within Reach is $7,500 with PGE (8,000 watts × $1.25 is $10,000, capped) and $4,750 with Pacific Power (8,000 × $0.75 is $6,000, capped). For a household of four the income limit is $192,450 in Multnomah, Clackamas and Washington counties and $125,400 in Coos County.

With or without Energy Trust: two Oregon paybacks on a PGE bill

Both cases are the typical 8.00 kW system on PGE, where each kWh you send out earns a full kWh of credit. The only difference is the $3,500 incentive.

Typical 8.00 kW system, 9,103 kWh a year
CasePrice you payYear-one savingsAfter upkeepSimple payback
PGE, trade ally, $3,500 Energy Trust incentive$18,660$1,411$1,17115.9 years
PGE, no Energy Trust incentive$22,160$1,411$1,17118.9 years

Swipe the table sideways to see every column.

We did not model a Pacific Power case, so we show no payback for it. Its typical price after the $2,500 incentive is $19,660.

How we calculated this
  • Output: 9,103 kWh a year for 8.00 kW, as printed in the Cost Index (about 1,138 kWh per kW).
  • 40% is used at home as it is made (3,641 kWh) and 60% is sent out (5,462 kWh). On PGE’s net metering both are worth the 15.50¢ average price: 9,103 kWh × 15.50¢ = $1,411.
  • Upkeep: $30 per kW a year, $240, including an inverter reserve.
  • Payback: price you pay ÷ (savings − upkeep). No financing, rate changes or panel aging.
  • 15.50¢ is the EIA state average for the 12 months to July 2026. It includes fixed charges, so it can run high.
  • It assumes every credit is used before the March reset, which holds only if the system makes no more than your home uses in a year.

PGE and Pacific Power bank your kWh credits until the March bill

Oregon’s net metering rules (OAR 860-039) give one kWh of credit for each kWh you send out, so summer power can pay winter bills. The yearly count ends with the March billing period.

April to the next March credits carry over

  1. A month when the panels make more than you use adds kWh credits.
  2. The credits carry to the next bill.
  3. A month when you use more than the panels make draws them down.

After the March bill leftovers given away

  1. Credits still unused are cleared from your account.
  2. They go to the utility’s low-income assistance program.
  3. You are not paid for them, so extra panels earn nothing.
1 for 1kWh credit

Each kWh sent out cancels one you use later, at your full price.

25 kWSize limit

Home systems up to 25 kW qualify for net metering with PGE and Pacific Power.

MarchYearly reset

The net metering year ends with the March billing period.

$0Paid for leftovers

Size the system to your last 12 months of use, not above it.

An 8 kW Oregon system: $22,160, or $18,660 after PGE’s incentive

At the September 2026 benchmark of $2.77 per watt. These are modeled cash prices, not quotes we collected. Energy Trust pays a flat amount per home, so a bigger system gets the same incentive.

Cash price by system size, before and after Energy Trust
System sizeYearly outputCash priceAfter PGE’s $3,500After Pacific Power’s $2,500
5 kW5,689 kWh$13,850$10,350$11,350
8 kW (typical)9,103 kWh$22,160$18,660$19,660
10 kW11,379 kWh$27,700$24,200$25,200

Swipe the table sideways to see every column.

How we got these numbers
  • 8.00 kW is the median size Oregon homeowners installed in 2025 (Berkeley Lab, 8,617 systems). Size yours to your own use.
  • Output scales the Cost Index’s 9,103 kWh for 8 kW, about 1,138 kWh per kW a year. Shade lowers it.
  • The two right-hand columns need an Energy Trust trade ally and a PGE or Pacific Power account.
  • A system you own gets no federal tax credit after December 31, 2025.

The Oregon Solar + Storage Rebate is closed: what still lowers the price

Outside Energy Trust and your utility, Oregon has no open rebate or tax credit for home solar in October 2026. Two tax rules still help.

ClosedState Solar + Storage Rebate

Up to $5,000 for solar and $2,500 for storage. It reopened June 15, 2026, and the $1.1 million was fully reserved. No applications now.

$0Property tax on the added value

ORS 307.175, for property tax years that begin on or before July 1, 2029.

0%Sales tax

Oregon has no general sales tax, so there is nothing to claim.

NoneTax credits

Oregon’s residential energy tax credit ended in 2017. No federal credit for systems you own placed in service after December 31, 2025.

Ways to pay for solar in Oregon
Way to payWho owns the panelsCheck before you sign
CashYouThe Energy Trust amount taken off the invoice
LoanYouRate, fees and term. Energy Trust warns about high-rate, high-fee solar loans; some trade allies offer its Smart-E Loans
LeaseThe companyTerm, yearly increase, buyout, and who receives the Energy Trust incentive
PPAThe companyPrice per kWh: Energy Trust notes it may or may not beat your current rate

Swipe the table sideways to see every column.

Lower incomes, Portland homes and renters

Besides Solar Within Reach, the Portland Solar Access Program offers solar at no cost to homeowners inside Portland city limits with an income at or below 80% of area median income ($102,650 for a household of four). Funding covers about 1,000 households, and the program runs through 2029.

Oregon Solar for All is not open: the federal government moved to cancel its funding on August 7, 2025. Renters and homes without a usable roof can join the Oregon Community Solar Program for a credit on a PGE, Pacific Power or Idaho Power bill.

Tree shade, the March reset and your utility: is your Oregon home a fit?

  • Tall treesShade cuts output, and credits cannot replace power the panels never make. Ask for production modeled at your address.
  • SizeNo bigger than your last 12 months of use. Credits left after the March bill are given away.
  • Your utilityOutside PGE and Pacific Power there is no Energy Trust money, and extra power often earns a few cents.
  • Time in the homeCompare your planned stay with 15.9 to 18.9 years, or with your own quote’s payback.

Two installers with Oregon offices and active CCB licenses

A to Z, not ranked. Facts from their own sites and Oregon’s license records, read October 13, 2026. We did not confirm Energy Trust trade ally status for either one, so check it in Energy Trust’s directory.

Earthlight Technologies

Office
Silverton, OR (headquarters Ellington, CT)
Licenses
CCB 201408, BCD electrical C995, both active
Warranty
12-year workmanship, including roof penetrations
More facts
Founded
2008 (company says)
Serves
The Willamette Valley and nearby towns
Ways to pay
Cash, loan, lease, PPA on its financing page; its FAQ lists only lease and PPA
Earthlight Technologies profile

Sunlight Solar Energy

Office
Bend, OR
Licenses
CCB 158922, BCD electrical C556, both active
Warranty
No warranty terms published
More facts
Serves
Bend and Central Oregon towns
Ways to pay
Cash; financing offered, plan types not named
Sunlight Solar Energy profile

Neither company buys homeowner leads from EcoGen America. How we make money. Purelight Power, a Medford installer, shut down in December 2025 (OPB); if you own a Purelight system, check the panel and inverter makers’ own warranties.

Five lines an Oregon solar bid should show

  • Trade ally statusThe contractor’s name as it appears in Energy Trust’s directory, matching the name on the bid.
  • The Energy Trust line$3,500 with PGE or $2,500 with Pacific Power, taken off the price, and which step it uses.
  • Size against your useYearly output next to your last 12 months of kWh, since leftover credits go away after March.
  • No tax or rebate linesNo sales tax, no 30% federal credit on a system you own, and no state rebate: it is not taking applications.
  • A CCB licenseA number you can check in the Construction Contractors Board search, and written dates for permit and utility approval.

Comparing Oregon bids?

Ask each contractor to show your utility’s Energy Trust amount as its own line.

Check solar for your Oregon home

EcoGen America does not sell or install solar. When you request quotes, we pass your request to solar providers serving your area, and they pay us for the introduction. Providers can include installers, solar marketplaces and lead exchanges, and more than one may contact you. You never pay us. This is not an application to Energy Trust of Oregon. Privacy policy

Oregon Solar FAQs

Can I still get the Oregon Solar + Storage Rebate?

Not now. The Oregon Department of Energy reopened it on June 15, 2026, and the $1.1 million it made available was fully reserved. It is not taking reservation applications, and no reopening date is posted. A quote that counts it is counting money you cannot get.

Do I have to use an Energy Trust trade ally?

Only if you want the Energy Trust incentive. Energy Trust pays the trade ally, who takes the amount off your invoice. A contractor outside the network can still install your system, but it brings you no Energy Trust money.

What happens to my solar credits in March?

With PGE and Pacific Power, kWh credits you have not used by the end of the March billing period are cleared and go to the utility’s low-income assistance program. You are not paid for them, so size the system to your yearly use.

Is there a federal or Oregon tax credit for solar?

No. The federal credit is not available for a system you own placed in service after December 31, 2025, and Oregon’s residential energy tax credit ended in 2017. With a lease or PPA, any tax benefit goes to the company that owns the panels.

Does solar work in cloudy western Oregon?

It makes less power than in sunnier states: the Cost Index uses about 1,138 kWh a year per kW of panels for Oregon. With PGE and Pacific Power, credits from long summer days can cover winter bills until the March reset. Ask for production modeled at your own address.

Do EWEB or co-op customers get Energy Trust incentives?

No. Energy Trust’s solar incentives are for PGE and Pacific Power customers only. EWEB pays its own $0.40 per AC watt, up to $2,500, while its yearly budget lasts.

Oregon solar guides, the records behind them and who checked this page

Sources (24 documents, each with the date we read it)
  1. EcoGen Solar Cost Index, September 2026: Oregon$2.77 per watt, 8.00 kW median size (Berkeley Lab 2025, 8,617 systems), 9,103 kWh a year, 15.50¢ EIA state average. Read October 14, 2026.
  2. EcoGen Solar Payback Methodology: Is solar worth it in Oregon?The two worked cases, 40% home use, $30 per kW upkeep. October 7, 2026 inputs.
  3. Energy Trust of Oregon: Solar for your homeSolar and battery incentives by utility, 2 kW minimum, trade ally rule, loans and PPAs. Read October 14, 2026.
  4. Energy Trust of Oregon: 2026 Incentive Status ReportStep 3.5 and Step 4 amounts, August 4 and October 1, 2026 changes. Read October 1, 2026.
  5. Energy Trust of Oregon: Solar Within ReachIncome-qualified incentive and income limits from June 1, 2026. Read October 1, 2026.
  6. Energy Trust of Oregon: Find a trade ally contractorTrade ally directory. Read October 14, 2026.
  7. Energy Trust of Oregon: Portland Solar Access ProgramIncome limit, households covered, end year. Read September 30, 2026.
  8. Oregon Administrative Rules, chapter 860, division 39: net meteringkWh credits, March yearly reset, 25 kW limit. Read September 29, 2026.
  9. Oregon Revised Statutes, chapter 307 (ORS 307.175)Property tax exemption and its end date. Read September 29, 2026.
  10. Oregon Department of Energy: Solar + Storage Rebate ProgramMaximum amounts, June 15, 2026 reopening, fully reserved. Read October 14, 2026.
  11. Oregon Department of Revenue: 2025 Publication OR-17Residential energy tax credit last awarded for tax years before 2018. Read October 1, 2026.
  12. EWEB: Residential solar electric$0.40 per AC watt up to $2,500, 2026 budget and allocation. Read October 14, 2026.
  13. EWEB: Solar generation rates3.99¢ credit for monthly excess in 2026. Read October 14, 2026.
  14. Central Electric Cooperative: Net metering4.68¢ for power beyond monthly use. Read September 29, 2026.
  15. Idaho Power: Customer generation FAQ2.9019¢ non-summer export credit, also for Oregon homes. Read October 1, 2026.
  16. Salem Electric: Solar information$300 per kW, up to $1,500, while funds last. Read September 29, 2026.
  17. Umatilla Electric Cooperative: Rooftop solar programUp to $1,500, approval before the install. Read September 29, 2026.
  18. Central Lincoln PUD: Renewable energy and storage rebates$500 per kW, up to $2,000. Read September 29, 2026.
  19. Oregon Department of Revenue: Sales tax in OregonNo general sales or use tax. Read October 1, 2026.
  20. Oregon Department of Energy: Solar for AllFederal funding canceled August 7, 2025; no homeowner program open. Read September 30, 2026.
  21. Oregon Community Solar Program: Get startedBill credits for subscribers with PGE, Pacific Power or Idaho Power. Read September 30, 2026.
  22. OPB: Purelight Power lays off 84 Medford workers as it shuts downDecember 25, 2025 report. Read October 14, 2026.
  23. IRS: Residential Clean Energy CreditNo credit for property placed in service after December 31, 2025. Read October 1, 2026.
  24. Oregon Construction Contractors Board: license searchInstaller CCB licenses; BCD electrical licenses from Oregon’s open data. Read October 13, 2026.
Dean Mahmoud
Written by

Dean Mahmoud

CEO of EcoGen America. Since 2021 he has connected homeowners with residential solar installers in all 50 states.

About Dean
Trevor Guilday
Checked by

Trevor Guilday

Founder of EcoGen America. He has worked in residential solar since 2016 and maintains the EcoGen Solar Cost Index.

About Trevor