What homeowners told us when they asked for a solar quote

Homeowners ask EcoGen to compare solar quotes or run our savings calculator. We counted what they told us: their power bill, their roof, their timing and their credit. Here is what 16,891+ quote requests and 1,777 calculator users show, state by state.

80%

of calculator users typed a power bill above their state’s average for all homes.

n = 1,777 · Jun 2022–Jun 2025 · vs EIA 2024
56%+

of homeowners who asked us for an estimate since January 2025 said their bill is over $200 a month.

n = 1,389 · Jan 2025–Oct 2026 · lower bound
60%

said their roof has no shade. Only 6% said a lot of shade.

n = 16,891 · Jul 2023–Oct 2026
1 in 5

estimated their credit score below 630 (19.5%). In New Jersey it was 9%; in Texas 23%.

n = 15,990 · Jul 2023–Jun 2025

Who is in this data. Homeowners who filled in an EcoGen quote form or our solar calculator. They are people already interested in solar, not a random sample of US homes. All answers are self-reported. We did not check anyone’s roof, bill or credit file.

What is not in it. Prices people were quoted, systems they bought or what they saved. We do not hold that data. We show no names, addresses or ZIP codes, and no group smaller than 30 people.

Since 2025, most people who ask us for an estimate pay over $200 a month

Our estimate form asks for your monthly power bill on a slider. Here is what 1,389 homeowners chose from January 2025 to October 2026, in the 15 states with at least 30 answers.

Show as a table
State
Over $200 (at least)
Left at start
$200 or less
State average (EIA 2024)
Answers (n)
Dates
All states
56.4%
33.4%
10.2%
–
1,389
Jan 2025–Oct 2026
Georgia
77.4%
22.6%
-0.0%
$151.25
31
Jan 2025–Sep 2026
Florida
69.0%
25.0%
6.0%
$156.09
84
Mar 2025–Oct 2026
Maryland
65.7%
28.6%
5.7%
$165.87
35
Jan 2025–Oct 2026
Michigan
64.7%
26.5%
8.8%
$119.31
34
Jun 2025–Sep 2026
Texas
64.2%
31.3%
4.5%
$163.72
67
Jan 2025–Sep 2026
New Jersey
63.3%
27.8%
8.9%
$128.13
79
Jun 2025–Oct 2026
Massachusetts
60.6%
30.3%
9.1%
$167.20
33
Jul 2025–Oct 2026
New York
60.5%
30.2%
9.3%
$139.53
43
Jan 2025–Oct 2026
Ohio
59.0%
33.3%
7.7%
$135.16
39
Jan 2025–Sep 2026
Puerto Rico
55.9%
31.4%
12.7%
–
102
Aug 2025–Oct 2026
Virginia
55.6%
41.7%
2.7%
$148.77
36
Jul 2025–Oct 2026
Illinois
51.0%
34.7%
14.3%
$109.99
49
Jul 2025–Sep 2026
California
50.7%
42.0%
7.3%
$160.86
69
Mar 2025–Oct 2026
Pennsylvania
50.4%
35.5%
14.1%
$145.17
121
Mar 2025–Sep 2026
Tennessee
46.9%
31.2%
21.9%
$143.32
32
Jan 2025–Sep 2026
Why the gray part matters. The slider starts at $151–200. About a third of people left it there. We cannot tell whether that was their real bill, so we never count it as “over $200”. That makes every orange number a minimum.

People who check solar have bigger power bills than average

Our older savings calculator (2022 to mid-2025) let people type their exact bill. We compared the median answer in each state with the U.S. Energy Information Administration (EIA) average bill for all homes in that state in 2024.

Show as a table
State
Calculator median
State average (EIA 2024)
Difference
Users above state average
Users (n)
Dates
Mississippi
$258
$154.83
+66%
94%
34
May 2023–Feb 2025
Connecticut
$250
$199.66
+25%
74%
88
Jul 2022–Jun 2025
Florida
$250
$156.09
+60%
81%
57
Jun 2022–Mar 2025
Maine
$250
$133.60
+87%
86%
35
Jan 2023–Mar 2025
Maryland
$225
$165.87
+36%
76%
55
Jul 2022–Jan 2025
Texas
$222
$163.72
+36%
81%
70
Sep 2022–Jun 2025
Missouri
$215
$129.18
+66%
82%
49
May 2023–Oct 2024
Kentucky
$215
$133.81
+61%
92%
38
Aug 2022–Jun 2025
New Jersey
$207
$128.13
+62%
81%
247
Jun 2022–Sep 2024
Pennsylvania
$200
$145.17
+38%
80%
476
Jun 2022–Jun 2025
Indiana
$200
$133.06
+50%
89%
45
May 2023–Jan 2025
Ohio
$200
$135.16
+48%
77%
30
Nov 2022–Jan 2025
Delaware
$175
$150.87
+16%
57%
75
Jun 2022–Jan 2024
North Carolina
$172
$143.50
+20%
65%
66
Jun 2022–Mar 2025
Oregon
$145
$129.62
+12%
60%
30
Jun 2022–Feb 2025
What this means for you. A bigger bill gives solar more to offset. That is a likely reason people with high bills look into solar first. If your bill is near your state average or below it, check the numbers carefully. Payback is usually slower when there is less to save. See how much solar costs in your state.

Most roofs in our requests have no shade, but it varies by state

We asked: “How much shade covers your roof?” Shade reduces how much power panels make, so installers check it first.

Show as a table
State
No shade
A little shade
A lot of shade
Requests (n)
Dates
All states
60.1%
34.5%
5.5%
16,891
Jul 2023–Oct 2026
Connecticut
54.5%
37.3%
8.2%
402
Jul 2023–Aug 2026
New Jersey
58.0%
37.0%
5.0%
543
Jul 2023–Oct 2026
New York
63.2%
31.3%
5.5%
1,131
Jul 2023–Oct 2026
Massachusetts
53.1%
38.6%
8.2%
207
Jul 2023–Oct 2026
Florida
63.6%
30.9%
5.5%
870
Jul 2023–Oct 2026
Pennsylvania
61.6%
33.5%
4.9%
1,145
Jul 2023–Sep 2026
Texas
62.1%
32.8%
5.1%
916
Jul 2023–Sep 2026
California
62.9%
31.8%
5.3%
617
Jul 2023–Oct 2026
Puerto Rico
80.0%
15.8%
4.2%
265
Jul 2023–Oct 2026
What this means for you. Connecticut and Massachusetts requests reported more shade than average: 8% and 8% said a lot of shade, against 5.5% overall. If your roof is partly shaded, ask each installer for a shade report (for example, solar access percentages) before you compare prices.

Half want solar “right away”

We asked when they would like their system installed. This question ran on our forms from November 2023 to June 2025.

Show as a table
State
Right away
Within 6 months
Future planning
Requests (n)
Dates
All states
50.1%
32.6%
17.3%
13,684
Nov 2023–Jun 2025
Connecticut
51.9%
34.9%
13.1%
289
Nov 2023–Jun 2025
New Jersey
53.9%
31.7%
14.3%
419
Nov 2023–Jun 2025
New York
55.3%
32.8%
11.9%
1,038
Nov 2023–Jun 2025
Massachusetts
49.1%
32.7%
18.2%
159
Nov 2023–Jun 2025
Florida
50.2%
37.1%
12.7%
727
Nov 2023–Jun 2025
Pennsylvania
44.6%
33.2%
22.2%
785
Nov 2023–Jun 2025
Texas
53.5%
32.2%
14.3%
701
Nov 2023–Jun 2025
California
56.4%
34.0%
9.6%
523
Nov 2023–Jun 2025
Puerto Rico
62.2%
31.1%
6.8%
74
Nov 2023–May 2024

About 1 in 5 estimate their credit below 630

We asked people to estimate their credit score band. This question ran from July 2023 to June 2025.

Show as a table
State
750+
630–749
Below 630
Requests (n)
Dates
All states
44.2%
36.2%
19.5%
15,990
Jul 2023–Jun 2025
Connecticut
51.8%
36.6%
11.6%
380
Jul 2023–Jun 2025
New Jersey
53.8%
36.9%
9.3%
496
Jul 2023–Jun 2025
New York
52.4%
35.7%
11.9%
1,101
Jul 2023–Jun 2025
Massachusetts
52.2%
37.0%
10.9%
184
Jul 2023–Jun 2025
Florida
50.4%
36.3%
13.3%
813
Jul 2023–Jun 2025
Pennsylvania
42.5%
36.1%
21.4%
1,078
Jul 2023–Jun 2025
Texas
38.7%
38.7%
22.6%
873
Jul 2023–Jun 2025
California
52.9%
36.2%
10.9%
567
Jul 2023–Jun 2025
Puerto Rico
50.6%
42.6%
6.8%
176
Jul 2023–May 2024
What this means for you. Many solar loans and leases include a credit check, and a lower score can mean a higher rate or a “no”. If your score is below 630, ask about all options, including buying with cash, before you sign. See free solar panels: what the offers really are.

Two more things we noticed

  • Renters ask too. 6.1% of all solar requests came from people who rent their home (n = 31,503, Oct 2021–Oct 2026). Installers usually need the owner’s permission. Community solar can be an option for renters.
  • Half of calculator users only wanted numbers. 51% of calculator users said yes to “Would you also like a personalized installation quote?” The rest wanted the estimate only (n = 1,315, Dec 2022–Jul 2025).

How we counted

  • Sources: EcoGen’s quote forms and savings calculators on ecogenamerica.com, and our internal lead record. Our cost and payback numbers are built separately; see the EcoGen Solar Database. The state average bill is from EIA Table 5A, 2024 (released October 2025).
  • Quote-request answers (shade, timing, credit): only requests that passed our lead checks (for example address, phone and duplicate checks) are counted. Running the same count on all submissions changes the shares by 1.2 points or less.
  • Calculator bills: typed answers from five calculator versions, Jun 2022–Jun 2025. We removed business properties, renters, bills under $20 or over $1,500, and repeat runs (same state and bill within 2 hours). That removed 236 answers. We use the median because a few very high bills would pull an average up.
  • Estimate-form bills since 2025: slider answers from our estimate forms (Jan 2025–Oct 2026), plus the few typed calculator answers from 2025. Duplicates, failed lead checks, renters and business properties are removed. The two slider versions use different price steps; $200 is the cut-off they share. Answers left at the slider’s start ($151–200) count as “not over $200”.
  • Comparing with EIA: EIA’s figure is the 2024 average across all homes and all months, including fixed charges. Our answers are what people remembered or typed, from 2022 to 2025, and may reflect a high month. Treat the gap as a direction, not an exact number.
  • Small groups: any state or answer group with fewer than 30 people is left out.
  • Known bias: most calculator answers come from Pennsylvania and New Jersey. In early 2025 many requests came from Google ads, so that period is overrepresented. Form wording changed slightly between versions.
  • Download: all figures on this page (CSV). Found an error? Tell us and we will correct it.

How EcoGen makes money. When you ask for quotes, we share your request with solar installers in our network, and they pay us for it. This page uses only grouped answers. No installer paid to be on it.

Change log

  • October 28, 2026: first published. Figures as in the CSV above.